Housing Counseling

Housing Counseling

 

Repairing Your Credit to Buy a Home

What about your credit history? Can you qualify for a loan with your current credit history? Neighborhood Housing Services Oklahoma provides credit counseling services to help repair your credit and determine if you’re ready to buy a home. Some people pay huge fees for this service. For only the cost of a credit report (around $25-$30) our counselors will work with you to create a path to buying a home.

Are You Ready to Buy a Home?

Once you complete a homebuyer education class at Neighborhood Housing Services Oklahoma, you will have the opportunity to meet with one of our housing counselors. The counselor will help you address any credit repair concerns or financial issues that may be hindering your ability to purchase a home.

How Much Home Can You Afford? Formulating a Budget.

Where are you spending your money? How much do you have to pay for a house monthly?

Neighborhood Housing Services Oklahoma helps answers these questions by looking at your income and expenses and helping you formulate a budget.

We believe that creating and adhering to a budget can make homeownership a reality.

Creating Action Plans

After we’ve reviewed your budget and credit report together, you can decide if buying a home is the right decision at this point in your life. If so, together we create an action plan.

An action plan is a step-by-step program of what to do next in the home buying process, and is tailored to your specific goals. Your action plan helps you achieve your homeownership goals.

You will have a higher success rate of achieving your goals when you have a tangible action plan in place.

Helpful Videos

Know Your Homeownership Numbers

Are you ready to buy a home? Check out the numbers that make the most difference.

Housing counselors make a difference

Application Instructions

To apply for Down Payment Assistance, complete the Down Payment Assistance Application.  Once the application is completed and you have the documents required for the application (see Page 3 of the Home Buyer Assistance Handbook), contact our office to schedule an appointment to submit your Down Payment Assistance application.

To submit your forms online to NHS: 

  1. Open the form(s) and fill them out.  You will need Adobe PDF Reader.
  2. Save the form(s) to your computer.
  3. Go here to upload and submit your form(s) to NHS.
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Scheduling Instructions

If you would like to schedule an appointment with our Housing Counselor, complete and submit the Pre-Purchase Triage form, and we’ll contact you to schedule an appointment.

The completed Pre-Purchase Triage form can be emailed (emmam@nhsokla.org), faxed (405-231-5137), mailed (4301 N Classen Blvd., Oklahoma City, OK 73118), or hand delivered to Neighborhood Housing Services Oklahoma office.

Once your appointment is scheduled, complete the Pre-Purchase Counseling Packet.  You will need to bring this document to your scheduled appointment.

To submit your forms online to NHS: 

  1. Open the form(s) and fill them out.  You will need Adobe PDF Reader.
  2. Save the form(s) to your computer.
  3. Go here to upload and submit your form(s) to NHS.
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Application Instructions

If you are interested in applying for a USDA 502 Direct Loan, complete and submit the RD Personal Profile intake form.  NHSOK staff will review the information and will contact you with additional information.

The completed RD Personal Profile form can be emailed (lindar@nhsokla.org), faxed (405-231-5137), mailed (4301 N Classen Blvd., Oklahoma City, OK 73118), or hand delivered to Neighborhood Housing Services Oklahoma office.

To submit your forms online to NHS: 

  1. Open the form(s) and fill them out.  You will need Adobe PDF Reader.
  2. Save the form(s) to your computer.
  3. Go here to upload and submit your form(s) to NHS.
×
Foreclosure Assistance Instructions

If you would like to schedule an appointment with our Housing Counselor, complete and submit the Triage for Foreclosure Prevention form, and we’ll contact you to schedule an appointment.

The completed Triage for Foreclosure Prevention form can be emailed (emmam@nhsokla.org), faxed (405-231-5137), mailed (4301 N Classen Blvd., Oklahoma City, OK 73118), hand delivered to Neighborhood Housing Services Oklahoma office, or submitted online.  

Once your appointment is scheduled, complete and sign the following forms:

You will be required to bring these forms with your to your scheduled appointment.

To submit your forms online to NHS: 

  1. Open the form(s) and fill them out.  You will need Adobe PDF Reader.
  2. Save the form(s) to your computer.
  3. Go here to upload and submit your form(s) to NHS.
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