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Holiday fun without debt

It is the season for making lists, and preparing for the holidays should involve creating financial checklists as well. During this festive time of year, many families and individuals incur debt that can take months or years to pay off. According to the results of an annual survey of holiday debt conducted last year by MagnifyMoney, most people took four months or longer to pay off their extra holiday spending. More than 65 percent of consumers who took on debt did so unexpectedly and didn’t budget for extra expenses.

If being debt-free is on your wish list, Neighborhood Housing Services Oklahoma offers programs that focus on establishing financial fitness and economic security all year. Check out this Financial Capability video from NeighborWorks America — it is a great place to start.