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“I wanted to become a homeowner for my kids.”

Compressed image sylvia taylor

Sylvia set a goal to become a homeowner before she turned 30! It took several years, but she did it! She made sacrifices, repaired her credit, lowered her debt-to-income ratio, and educated herself through by taking our homebuyer education workshop. Sylvia also qualified for a 203K loan to renovate and update her home.

There are lots of advantages to becoming a homeowner.  For this single mom, renting had been a challenge.  “When I was a renter, my monthly payment didn’t benefit me,” she said.  “Sometimes it would take weeks for the landlord to fix something that needed to be repaired, and you can’t paint or change things when you rent.”

Her family supported her in the process and made sacrifices too.  Sylvia’s dad agreed to babysit her son so she could save the money she had been spending on daycare.  “My dad became his teacher, and I saved my daycare money plus earned more by working extra hours. My family believed in me,” she said.

NHS Oklahoma housing counselors walked with her through the homebuying process.
Because the homebuying process can seem overwhelming with lots of unknowns, Sylvia enrolled in NHS Oklahoma’s free homebuyer education workshop.  “The homebuyer education class was very good!  I would recommend it to anyone.  It’s not boring!  The speakers were hands on and answered all my questions.  I learned so much—that’s where I learned about my 203K loan,” she said.

Her kids were her biggest motivation for becoming a homeowner. “I put all my fears behind me. ‘No’ was not an answer for me. When I became a homeowner, it was me taking a step up! I wake up grateful every day,” she said.   “It feels great to own a home.  My kids and I love our new home!”

Application Instructions

To apply for Down Payment Assistance, complete the Down Payment Assistance Application.  Once the application is completed and you have the documents required for the application (see Page 3 of the Home Buyer Assistance Handbook), contact our office to schedule an appointment to submit your Down Payment Assistance application.

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Scheduling Instructions

If you would like to schedule an appointment with our Housing Counselor, complete and submit the Pre-Purchase Triage form, and we’ll contact you to schedule an appointment.

The completed Pre-Purchase Triage form can be emailed (amandaj@nhsokla.org), faxed (405-231-5137), mailed (4301 N Classen Blvd., Oklahoma City, OK 73118), or hand delivered to Neighborhood Housing Services Oklahoma office.

Once your appointment is scheduled, complete the Pre-Purchase Counseling Packet.  You will need to bring this document to your scheduled appointment.

To submit your forms online to NHS: 

  1. Open the form(s) and fill them out.  You will need Adobe PDF Reader.
  2. Save the form(s) to your computer.
  3. Go here to upload and submit your form(s) to NHS.
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Application Instructions

If you are interested in applying for a USDA 502 Direct Loan, complete and submit the RD Personal Profile intake form.  NHSOK staff will review the information and will contact you with additional information.

The completed RD Personal Profile form can be emailed (lindar@nhsokla.org), faxed (405-231-5137), mailed (4301 N Classen Blvd., Oklahoma City, OK 73118), or hand delivered to Neighborhood Housing Services Oklahoma office.

To submit your forms online to NHS: 

  1. Open the form(s) and fill them out.  You will need Adobe PDF Reader.
  2. Save the form(s) to your computer.
  3. Go here to upload and submit your form(s) to NHS.
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Foreclosure Assistance Instructions

If you would like to schedule an appointment with our Housing Counselor, complete and submit the Triage for Foreclosure Prevention form, and we’ll contact you to schedule an appointment.

The completed Triage for Foreclosure Prevention form can be emailed (emmam@nhsokla.org), faxed (405-231-5137), mailed (4301 N Classen Blvd., Oklahoma City, OK 73118), hand delivered to Neighborhood Housing Services Oklahoma office, or submitted online.  

Once your appointment is scheduled, complete and sign the following forms:

You will be required to bring these forms with your to your scheduled appointment.

To submit your forms online to NHS: 

  1. Open the form(s) and fill them out.  You will need Adobe PDF Reader.
  2. Save the form(s) to your computer.
  3. Go here to upload and submit your form(s) to NHS.
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