Housing Counseling
Tip #1: Determine what payment you can afford. When you qualify for a mortgage loan, the lender is considering your gross income before deductions and debts on your credit report. They are not taking items such as childcare, insurance, utilities…
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Kathleen Espinoza just realized a big goal by becoming a first-time homebuyer. Not an easy task in a challenging housing market. But Kathleen found a support team through a partnership between WEOKIE Federal Credit Union and nonprofit community development agency…
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Ariana had decided renting was a waste of money. “From a financial standpoint, I realized that I wanted to own a home instead of paying rent. Paying rent is like throwing money away. When you own a home you build…
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Carolyn was ready for a new start…and a new home! Life had forced her to make some hard choices. She had been renting for several years, but her focus was on owning a home again. “Homeownership is what I hope…
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Sylvia set a goal to become a homeowner before she turned 30! It took several years, but she did it! She made sacrifices, repaired her credit, lowered her debt-to-income ratio, and educated herself through by taking our homebuyer education workshop.…
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Neighborhood Housing Services Oklahoma is the only nonprofit organization in the Oklahoma City metro area to have housing counselors who are HUD certified. Three homeownership center staff members, Linda Rowe, Amanda Johnson and Torri Rodgers, have all earned their…
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