Down Payment Assistance


Need Assistance?

Some household incomes may qualify for financial assistance for down payment and/or closing costs. Applicants for down payment assistance programs must complete our homebuyer education course. Research has shown that those who have completed the homebuyer education course are one-third less likely to fall behind within the first two years of closing their home.

(Source, NeighborWorks America)


Federal Down Payment Assistance Administered Locally

You may qualify for $1,000 – $18,000 towards down payment and closing costs. For many people, the down payment and closing costs can be the difference between dreams and the reality of ownership.

To qualify for down payment assistance, certain requirements must be met. 

Want to apply for Down Payment Assistance?

Get Started:  Create your free, online client account by clicking the Free Account link below.  

Prefer Mail? You may contact our office at (405) 231-HOME to get started, and we will mail you a packet of forms to complete and return. Once the completed forms are processed, we will contact you to schedule an appointment.

The documents you will need during the application process are linked on this page.

(Note: Due to staffing limitations, creating your online account is the fastest way to start the process.)

Income Guidelines

80% Area Median Income Guidelines

**effective 06/01/2024

Family Size: Income Maximum