Need Assistance?

Some household incomes may qualify for financial assistance for down payment and/or closing costs. Applicants for down payment assistance programs must complete our homebuyer education course. Research has shown that those who have completed the homebuyer education course are one-third less likely to fall behind within the first two years of closing their home.

(Source, NeighborWorks America)

Frequently Asked Questions


Federal Down Payment Assistance Administered Locally

You may qualify for $1,000 – $14,999 towards down payment and closing costs. For many people, the down payment and closing costs can be the difference between dreams and the reality of ownership.

To qualify for down payment assistance, certain requirements must be met.

Want to apply for Down Payment Assistance?

Get Started:  Create your free, online client account by clicking the Free Account link below.

Prefer Mail? You may contact our office at (405) 231-HOME to get started, and we will mail you a packet of forms to complete and return. Once the completed forms are processed, we will contact you to schedule an appointment.

The documents you will need during the application process are linked on this page.

(Note: Due to staffing limitations, creating your online account is the fastest way to start the process.)

Create Your Free Account

City of Oklahoma City

Homebuyer Assistance Handbook

Down Payment Assistance Boundary Map

OKC Down Payment Assistance Application

OKC Lender Guidelines

OKC Realtor Guidelines

Cleveland, Logan and Pottawatomie County

OHFA Homebuyer Assistance Handbook

OHFA Homebuyer Assistance Application

OHFA Lender Guidelines

OHFA Realtor Guidelines

Income Guidelines

80% Area Median Income Guidelines

**effective 06/15/2022